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FL

Florida Insurance Guide

Medicare Supplement, Life Insurance, and Health Insurance rates and guides for Florida residents. Patriot Plans is licensed in Florida and ready to help.

$744/year
Average Annual Savings
YES
Medicaid Expansion
NO
State ACA Exchange
NO
Community Rating

Medicare Supplement in Florida

Florida has one of the most competitive Medicare Supplement markets in the country, with 30+ carriers offering Plan G. Rates in South Florida tend to be higher than North Florida due to higher medical costs. Florida uses attained-age rating, meaning your premium increases as you age.

Key Fact

Florida has the largest Medicare population of any state - over 4.8 million beneficiaries. Competition keeps rates relatively low despite high medical costs.

Top Carriers in Florida

Aetna
Mutual of Omaha
Cigna
United American
Humana

Carrier availability varies by county. Call us to confirm which carriers are available in your specific area.

Florida Insurance FAQs

What Medicare Supplement plans are available in Florida?

All 10 standardized Medigap plans (A, B, C, D, F, G, K, L, M, N) are available in Florida. Plan G is currently the most popular choice for new enrollees, offering comprehensive coverage at a competitive price.

How do I compare Medicare Supplement rates in Florida?

Call Patriot Plans at (877) PATRIOT or use our online rate comparison tool. We compare every carrier available in Florida and show you the lowest rate for the exact same coverage.

Is Patriot Plans licensed in Florida?

Yes. Patriot Plans is licensed in all 50 states including Florida. Our agents are authorized to sell Medicare, Life, Health, and Supplemental insurance in Florida.

What is the best Medicare Supplement plan in Florida?

For most Florida residents, Plan G offers the best combination of comprehensive coverage and competitive pricing. Plan N is a good option for those who want lower premiums and are comfortable with small copays.

Get the Best Rates in Florida

Our licensed Florida agents compare every carrier and every plan to find you the lowest rate for the coverage you need.