Insurance Rates & Guides
by State
Medicare, Life, Health, and Supplemental insurance rates vary significantly by state. Find your state below for a complete guide to the best plans and carriers available where you live.
Select Your State
Each state guide covers Medicare Supplement rates, top carriers, ACA marketplace options, life insurance rates, and state-specific regulations that affect your coverage.
What Each State Guide Covers
Medicare Supplement Rates
Plan G, Plan N, and Plan F rates from the top carriers in your state. Side-by-side comparisons so you never overpay.
Medicare Advantage Plans
The best Medicare Advantage plans available in your county, including HMO, PPO, and PFFS options.
ACA Marketplace Plans
Health insurance options for individuals and families, including subsidy eligibility and the best value plans in your state.
Life Insurance Rates
Term life, whole life, and final expense rates from top carriers. Rates vary by state - find the best deal where you live.
State Regulations
Key state-specific rules that affect your coverage, including community rating states, state-run exchanges, and Medicaid expansion status.
Top Carriers by State
Not every carrier is available in every state. We show you which carriers are strongest in your state and why it matters.
Frequently Asked Questions
Is Patriot Plans licensed in my state?
Yes. Patriot Plans is licensed in all 50 states, the U.S. Virgin Islands, and Puerto Rico. Our agents are authorized to sell Medicare, Life, Health, and Supplemental insurance in every state.
Do insurance rates vary by state?
Yes, significantly. Medicare Supplement rates, health insurance premiums, and life insurance rates all vary by state due to state regulations, carrier competition, and local cost factors. Our state guides show you what to expect in your specific state.
Can I work with Patriot Plans if I move to a different state?
Absolutely. We are licensed nationwide. If you move, we can help you review your coverage and find the best options in your new state. Many of our clients have moved and stayed with us.
Which states have the lowest Medicare Supplement rates?
States with the most carrier competition tend to have the lowest rates. Florida, Texas, and the Midwest generally have strong competition and competitive pricing. States with community rating requirements (like New York and Massachusetts) have different pricing structures.
Ready to Find the Best Rates in Your State?
Our licensed experts know the carriers and rates in your state. Takes 2 minutes to compare.