Disability Income Calculator
How long could you survive without your paycheck?
1 in 4 workers will experience a disability before retirement. This calculator shows your income gap and how long your savings would last.
$6,000
Your total monthly income before taxes
$1,000$30,000
$4,500
Rent/mortgage, food, utilities, insurance, etc.
$500$20,000
$20,000
Liquid savings you could draw from during a disability
$0$200,000
$0
Any current employer or individual disability benefit
$0$15,000
Savings Runway
4
months without income
Income Gap (monthly)
$4,500
not covered by savings/benefits
Recommended Coverage
$3,600/mo
up to 60% of income (industry cap)
Income Replacement
60%
of your gross monthly income
High Risk: Your savings would last less than 6 months. A disability without coverage could be financially devastating. Disability insurance is strongly recommended.