Dental & Vision Insurance:
Affordable Coverage
Available Year-Round
Most health insurance plans don't include dental or vision coverage. Standalone dental and vision plans fill that gap - available year-round, not just during open enrollment, starting at $15/month.
Call 877-PATRIOTDental Insurance Coverage
- ✓Routine cleanings (2/year)
- ✓X-rays
- ✓Oral exams
- ✓Fluoride treatments
- ✓Fillings
- ✓Simple extractions
- ✓Emergency treatment
- ✓Crowns and bridges
- ✓Dentures
- ✓Root canals
- ✓Oral surgery
Vision Insurance Coverage
- ✓Comprehensive eye examination
- ✓Glaucoma screening
- ✓Retinal evaluation
- ✓Frames ($100-$200 allowance)
- ✓Prescription lenses
- ✓Contact lens fitting and allowance
- ✓LASIK/PRK surgery discounts (15-40%)
- ✓Additional pairs of glasses
- ✓Lens enhancements (anti-reflective, etc.)
Dental & Vision Questions
Can I get dental and vision insurance outside of my employer?
Yes. Standalone dental and vision insurance plans are available for individuals and families outside of employer benefits. These plans are available year-round (not just during open enrollment) and can be purchased directly from insurance carriers or through licensed brokers. Individual dental plans typically cost $15-$50 per month; vision plans typically cost $10-$20 per month.
What does individual dental insurance cover?
Individual dental insurance typically covers: preventive care (cleanings, X-rays) at 100%, basic restorative care (fillings) at 70-80%, and major restorative care (crowns, bridges, dentures) at 50%. Most plans have an annual maximum benefit of $1,000-$2,000 and a waiting period of 6-12 months for major services. Orthodontics (braces) may be covered on some plans, typically at 50% up to a lifetime maximum.
Is dental insurance worth it?
For most people, yes - especially if you need more than basic preventive care. A single crown costs $1,000-$1,700 without insurance. A root canal costs $700-$1,500. Even with a $50/month premium ($600/year), dental insurance typically pays for itself with one major procedure. The real value is in making dental care affordable so you don't delay treatment - which always makes problems worse and more expensive.
Get Dental & Vision Coverage Today
Available year-round. No waiting for open enrollment. Call for a free quote.