Medicare
What is Medicare Advantage and how does it work?
Medicare Advantage (Part C) is an alternative to Original Medicare offered by private insurers approved by Medicare. Plans must cover everything Original Medicare covers. Most include prescription drug coverage. Many offer extra benefits: dental, vision, hearing, fitness. Lower or zero premiums but network restrictions and copays apply.
Key Points
- Medicare Advantage is an alternative to Original Medicare
- Offered by private insurers approved by Medicare
- Must cover everything Original Medicare covers
- Most plans include prescription drug coverage (Part D)
- Many plans offer extra benefits: dental, vision, hearing, fitness
- Lower premiums but network restrictions and more cost-sharing than Medigap