Health Insurance Basics
What is the No Surprises Act?
The No Surprises Act is a federal law effective January 1, 2022, that protects patients from unexpected medical bills. The law limits out-of-pocket costs for emergency care, air ambulance services, and certain non-emergency services at in-network facilities from out-of-network providers.
Key Points
- No Surprises Act: protects patients from unexpected medical bills
- Effective January 1, 2022
- Limits out-of-pocket costs for: emergency care, air ambulance, certain non-emergency services
- Applies to: out-of-network providers at in-network facilities
- An independent agent can help you understand your protections under the No Surprises Act