Health Insurance Enrollment
What is Open Enrollment for health insurance?
Open Enrollment is the annual period when you can enroll in or change your health insurance plan. For ACA marketplace plans, Open Enrollment runs from November 1 to January 15 each year (dates vary by state). For employer-sponsored plans, Open Enrollment is typically in the fall.
Key Points
- ACA marketplace Open Enrollment: November 1 - January 15 (dates vary by state)
- Employer-sponsored Open Enrollment: typically in the fall
- Outside Open Enrollment: can only enroll with a Special Enrollment Period
- Coverage starts January 1 for marketplace plans (if enrolled by December 15)
- An independent agent can help you compare plans during Open Enrollment