Health Insurance by Income
What is the best health insurance for people with high income?
People with high income (above 400% of the federal poverty level) do not qualify for ACA subsidies. They can still enroll in ACA marketplace plans or employer plans. An independent agent can compare all available options.
Key Points
- Above 400% FPL: no ACA subsidies
- ACA marketplace plans: still available without subsidies
- Employer plans: often the best option if available
- Short-term health insurance: may be an option for healthy individuals
- An independent agent can compare all health insurance options for high-income individuals