Health Insurance and FSA
What is the best health insurance for people who want an FSA?
A Flexible Spending Account (FSA) is available through most employer health plans. FSAs allow you to set aside pre-tax money for medical expenses. In 2026, the FSA contribution limit is $3,200. FSA funds must be used by the end of the plan year (with some exceptions).
Key Points
- FSA: available through most employer health plans
- Pre-tax money for medical expenses
- 2026 FSA contribution limit: $3,200
- Use-it-or-lose-it: funds must be used by end of plan year
- An independent agent can help you find employer plans with FSA options