Health Insurance Basics
What is a health insurance copay?
A copay is a fixed amount you pay for a covered medical service, regardless of the total cost. For example, a $30 copay for a primary care visit means you pay $30 every time you see your primary care doctor. Copays may or may not count toward your deductible depending on your plan.
Key Points
- Copay: fixed amount you pay for a covered service
- Example: $30 copay for primary care visit
- Copays may or may not count toward your deductible
- Copays count toward your out-of-pocket maximum
- An independent agent can help you compare plans based on copays