ACA Health Insurance
What are ACA essential health benefits?
ACA essential health benefits (EHBs) are 10 categories of services that all ACA-compliant health plans must cover: ambulatory patient services, emergency services, hospitalization, maternity and newborn care, mental health and substance use disorder services, prescription drugs, rehabilitative services, laboratory services, preventive and wellness services, and pediatric services.
Key Points
- EHBs: 10 categories all ACA plans must cover
- Ambulatory, emergency, hospitalization, maternity, mental health, prescription drugs
- Rehabilitative services, laboratory services, preventive care, pediatric services
- All ACA-compliant plans must cover EHBs
- An independent agent can help you compare ACA plans based on EHB coverage