ACA Health Insurance
What is an ACA cost-sharing reduction?
Cost-sharing reductions (CSRs) are ACA subsidies that reduce your deductible, copays, and out-of-pocket maximum. CSRs are available to people with income between 100% and 250% FPL who enroll in a Silver plan. CSRs are automatically applied when you enroll in a Silver plan with qualifying income.
Key Points
- CSRs: reduce deductible, copays, and out-of-pocket maximum
- Available to people with income 100%-250% FPL
- Must enroll in a Silver plan to receive CSRs
- CSRs are automatically applied when you enroll in a qualifying Silver plan
- An independent agent can help you determine if you qualify for CSRs