ACA Health Insurance
What is an ACA Catastrophic plan?
An ACA Catastrophic plan has very low premiums but very high deductibles. Catastrophic plans are available to people under 30 and people who qualify for a hardship or affordability exemption. Catastrophic plans cover 3 primary care visits per year before the deductible.
Key Points
- Catastrophic plan: very low premiums, very high deductibles
- Available to: people under 30 and people with hardship or affordability exemption
- Covers 3 primary care visits per year before the deductible
- Not eligible for premium tax credits
- An independent agent can help you determine if a Catastrophic plan is right for you