Health Insurance Basics
What is a health insurance wellness program?
A health insurance wellness program is a program offered by some health insurance plans that rewards members for healthy behaviors. Wellness programs may offer discounts on premiums, gift cards, or other rewards for activities such as completing health assessments, exercising, quitting smoking, or managing chronic conditions.
Key Points
- Wellness program: rewards members for healthy behaviors
- Rewards: premium discounts, gift cards, or other incentives
- Activities: health assessments, exercise, smoking cessation, chronic condition management
- Wellness programs can save money on premiums
- An independent agent can identify plans with strong wellness programs