Health Insurance Basics
What is surprise billing protection?
Surprise billing protection is provided by the No Surprises Act. It limits your cost-sharing for emergency care and certain other services to in-network cost-sharing levels, even when you receive care from out-of-network providers. Providers must give you a good faith cost estimate before non-emergency services.
Key Points
- Surprise billing protection: limits cost-sharing to in-network levels for certain out-of-network care
- Applies to: emergency care, air ambulance, certain non-emergency services at in-network facilities
- Providers must give good faith cost estimate before non-emergency services
- Dispute resolution process available for billing disputes
- An independent agent can help you understand surprise billing protections