Health Insurance Basics
What is health insurance network adequacy?
Network adequacy refers to whether a health insurance plan's network has enough providers to give members reasonable access to care. Regulators require health insurance plans to meet minimum network adequacy standards. If a plan's network is inadequate, you may have difficulty getting timely care.
Key Points
- Network adequacy: whether a plan has enough providers for reasonable access to care
- Regulators require minimum network adequacy standards
- Inadequate network: may have difficulty getting timely care
- Check network adequacy before enrolling
- An independent agent can help you evaluate network adequacy