What is a health insurance Explanation of Benefits? | Patriot Plans
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Health Insurance Basics

What is a health insurance Explanation of Benefits?

A health insurance Explanation of Benefits (EOB) is a statement from your insurance company that shows how a claim was processed. The EOB shows the service provided, the amount billed, the amount the plan paid, and your cost-sharing responsibility. Review your EOB carefully for errors.

Key Points

  • EOB: statement showing how a claim was processed
  • Shows: service provided, amount billed, plan payment, your cost-sharing
  • Review EOB carefully for errors
  • EOBs are sent after each claim is processed
  • Keep EOBs for your records and for tax purposes