health insurance for self-employed people
Self-employed people have several health insurance options. ACA marketplace plans may qualify for subsidies based on net income, and 100% of premiums are deductible from federal income tax. An indepen...
health insurance for self-employed people
Self-employed people have several health insurance options. ACA marketplace plans may qualify for subsidies based on net income, and 100% of premiums are deductible from federal income tax. An independent agent can calculate your exact subsidy and compare all available plans.
What You Need to Know
- ACA marketplace: may qualify for subsidies; 100% of premiums are tax-deductible
- Self-employed premium deduction reduces adjusted gross income dollar-for-dollar
- Spouse's employer plan: often the most cost-effective if available
- HSA-eligible high-deductible plans offer triple tax advantage
- An independent agent compares all options and calculates your exact subsidy
The Patriot Plans Difference
Patriot Plans is 100% independent. We work for you — not the insurance companies. When you have a health condition, finding the right carrier is critical. Different carriers have very different underwriting guidelines for the same condition. An independent agent who knows the market can often find coverage that a direct-to-carrier application would miss. We've helped 400,000+ families find the right coverage — including thousands with pre-existing conditions.
Ready to Find the Right Coverage?
Patriot Plans is 100% independent. We compare plans from vetted carriers and find the one most likely to offer you the best rate for your specific situation.