health insurance for mental health coverage
ACA marketplace health insurance must cover mental health and substance use disorder services as one of the 10 essential health benefits. Mental health parity laws require that mental health benefits ...
health insurance for mental health coverage
ACA marketplace health insurance must cover mental health and substance use disorder services as one of the 10 essential health benefits. Mental health parity laws require that mental health benefits be comparable to medical/surgical benefits. All ACA-compliant plans must cover therapy, psychiatric care, and substance use treatment.
What You Need to Know
- ACA plans must cover mental health services — required essential health benefit
- Mental health parity: mental health benefits must be comparable to medical benefits
- Covers therapy, psychiatric care, and substance use treatment
- Check that your therapist or psychiatrist is in-network before enrolling
- An independent agent can identify the best plan for mental health coverage in your area
The Patriot Plans Difference
Patriot Plans is 100% independent. We work for you — not the insurance companies. When you have a health condition, finding the right carrier is critical. Different carriers have very different underwriting guidelines for the same condition. An independent agent who knows the market can often find coverage that a direct-to-carrier application would miss. We've helped 400,000+ families find the right coverage — including thousands with pre-existing conditions.
Ready to Find the Right Coverage?
Patriot Plans is 100% independent. We compare plans from vetted carriers and find the one most likely to offer you the best rate for your specific situation.