HomeSupplemental InsuranceWhat is the difference between supplemental insurance and health insurance?
Supplemental Insurance Basics
What is the difference between supplemental insurance and health insurance?
Health insurance pays medical providers directly for covered medical services. Supplemental insurance pays cash benefits directly to you that can be used for any purpose. Supplemental insurance supplements health insurance by covering cost-sharing and other expenses not covered by health insurance.
Key Points
- Health insurance: pays medical providers directly for covered services
- Supplemental insurance: pays cash benefits directly to you
- Supplemental insurance: can be used for any purpose
- Supplemental insurance: supplements health insurance by covering cost-sharing
- An independent agent can help you find the right combination of health and supplemental insurance