Supplemental Insurance for Health
What is the best supplemental insurance for employer health plans?
Employer health plans have deductibles and out-of-pocket maximums. Accident insurance, critical illness insurance, and hospital indemnity insurance can help cover these costs. An independent agent can compare supplemental insurance options to supplement employer health plans.
Key Points
- Employer health plans: have deductibles and out-of-pocket maximums
- Accident insurance: covers accidental injuries
- Critical illness insurance: lump sum for serious diagnoses
- Hospital indemnity insurance: daily benefit for hospital stays
- An independent agent can compare supplemental insurance to supplement employer plans