Dental insurance covers dental care including preventive care (cleanings, X-rays), basic care (fillings, extractions), and major care (crowns, bridges, dentures). Most dental plans have an annual maximum benefit of $1,000-$2,000. Dental insurance is typically separate from health insurance.
Key Points
- Dental insurance covers preventive, basic, and major dental care
- Preventive care: cleanings, X-rays, exams
- Basic care: fillings, extractions
- Major care: crowns, bridges, dentures
- Annual maximum: typically $1,000-$2,000