Supplemental Insurance Basics
What is guaranteed issue supplemental insurance?
Guaranteed issue supplemental insurance is available to anyone who applies, regardless of health status. No medical exam or health questions are required. Guaranteed issue policies are typically available during open enrollment periods at employers. Individual guaranteed issue supplemental insurance is also available.
Key Points
- Guaranteed issue: available to anyone, regardless of health status
- No medical exam or health questions required
- Typically available during open enrollment at employers
- Individual guaranteed issue supplemental insurance also available
- An independent agent can help you find guaranteed issue supplemental insurance