Supplemental Insurance Basics
Does supplemental insurance coordinate with other insurance?
Most supplemental insurance does not coordinate with other insurance — it pays benefits regardless of what other insurance pays. This is called non-coordinating or indemnity coverage. Benefits are paid directly to you and can be used for any purpose. This is one of the key advantages of supplemental insurance.
Key Points
- Most supplemental insurance: does not coordinate with other insurance
- Pays benefits regardless of what other insurance pays
- Benefits paid directly to you
- Can be used for any purpose: medical bills, lost income, mortgage
- This is a key advantage of supplemental insurance