best supplemental insurance for people with high-deductible health plans
People with high-deductible health plans (HDHPs) face significant out-of-pocket exposure before their insurance kicks in. Supplemental insurance fills this gap — critical illness, accident, and hospit...
best supplemental insurance for people with high-deductible health plans
People with high-deductible health plans (HDHPs) face significant out-of-pocket exposure before their insurance kicks in. Supplemental insurance fills this gap — critical illness, accident, and hospital indemnity plans pay cash directly to you, which you can use to cover your deductible.
What You Need to Know
- Critical illness insurance: lump sum on diagnosis covers your deductible and more
- Accident insurance: cash for ER visits, fractures, and hospitalizations
- Hospital indemnity: daily cash benefit for each day hospitalized
- Gap insurance: specifically designed to cover your health insurance deductible
- Supplemental insurance is particularly cost-effective for HDHP holders
- Combine with an HSA for maximum tax advantage and financial protection
Why Patriot Plans for High-Deductible Health Plan Holders?
Patriot Plans is 100% independent — we work for you, not the insurance companies. We've helped 400,000+ families find the right coverage, including thousands of high-deductible health plan holders. Our licensed agents understand the unique needs of your situation and can identify the carrier and plan that's right for you.
Ready to Find the Best Coverage for Your Situation?
Patriot Plans is 100% independent. We compare plans from vetted carriers and find the one that's right for high-deductible health plan holders.