Accident Insurance:
Cash When Accidents Happen
The average ER visit costs $1,389. A broken arm costs $2,500-$7,500 to treat. Accident insurance pays cash directly to you - not your doctor - when accidents happen. Use it for medical bills, lost income, or anything else you need.
Call 877-PATRIOTWhat Accident Insurance Covers
Emergency Care
- ✓Emergency room visits
- ✓Ambulance transportation
- ✓Urgent care visits
- ✓Diagnostic tests (X-rays, MRI)
Injuries
- ✓Fractures and dislocations
- ✓Burns (2nd and 3rd degree)
- ✓Lacerations requiring stitches
- ✓Concussions and head injuries
Treatment & Recovery
- ✓Hospitalization (daily benefit)
- ✓Surgery
- ✓Physical therapy
- ✓Follow-up physician visits
Accident Insurance Questions
What does accident insurance cover?
Accident insurance pays cash benefits for injuries caused by covered accidents. Covered events typically include: emergency room visits, fractures and dislocations, burns, lacerations requiring stitches, concussions, hospitalization, surgery, and follow-up care like physical therapy. Benefits are paid directly to you regardless of what your health insurance pays - you can receive benefits from both.
How much does accident insurance cost?
Accident insurance is one of the most affordable supplemental products. Individual policies typically cost $15-$40 per month. Family policies typically cost $30-$70 per month. The low cost makes accident insurance particularly valuable for families with children, active adults, and people with high-deductible health plans.
Who needs accident insurance?
Accident insurance is most valuable for: families with children (children have frequent accidents), active adults who participate in sports or outdoor activities, people with high-deductible health plans (where a single ER visit could cost $1,000+), and anyone who would struggle to cover unexpected medical costs. It's also valuable for people who work in physically demanding occupations.
Get Accident Coverage Today
Starting at just $15/month for individuals. Call for a free quote.