The Medicare Part D Special Enrollment Period allows you to enroll in Part D outside of the Annual Enrollment Period when you experience a qualifying event. Common qualifying events include: losing creditable drug coverage, moving to a new plan's service area, and gaining or losing Extra Help.
Key Points
- Part D SEP: enroll in Part D outside AEP for qualifying events
- Common qualifying events: losing creditable drug coverage, moving, gaining/losing Extra Help
- SEP window: typically 2 months from the qualifying event
- No late enrollment penalty when using a SEP
- An independent agent can help you determine if you qualify for a Part D SEP