The Initial Coverage Election Period (ICEP) is the period when you can first enroll in a Medicare Advantage plan. The ICEP begins 3 months before your Part B effective date and ends the month your Part B becomes effective. If you miss the ICEP, you can enroll during the Annual Enrollment Period.
Key Points
- ICEP: first opportunity to enroll in Medicare Advantage
- Begins 3 months before Part B effective date
- Ends the month Part B becomes effective
- Miss the ICEP: enroll during Annual Enrollment Period (Oct 15-Dec 7)
- An independent agent can help you navigate Medicare enrollment