The Medicare Advantage trial right allows you to try a Medicare Advantage plan for the first time and return to Original Medicare with a guaranteed issue right for Medigap. If you switch from Medigap to Medicare Advantage for the first time, you have 12 months to return to Original Medicare and enroll in a Medigap plan without underwriting.
Key Points
- Trial right: try Medicare Advantage for the first time and return to Medigap without underwriting
- 12-month window to return to Original Medicare
- Guaranteed issue right for Medigap when returning from Medicare Advantage trial
- Applies only to your first time switching to Medicare Advantage
- An independent agent can help you understand the trial right