Plan G and Plan N both cover the same things EXCEPT: Plan N adds a $20 copay for office visits and a $50 copay for ER visits. Plan N does NOT cover Part B excess charges. Plan N premiums are $20-$50/month less than Plan G. Plan N is best for healthy people who rarely see doctors.
Key Points
- Plan G: no office visit copay, no ER copay, covers Part B excess charges
- Plan N: $20 office visit copay, $50 ER copay, does NOT cover Part B excess charges
- Plan N premiums: $20-$50/month less than Plan G
- Plan N is best for healthy people who rarely see doctors
- Plan G is better if you see doctors frequently