Plan F and Plan G are nearly identical. The only difference is that Plan F covers the Part B deductible ($257 in 2026) and Plan G does not. Plan F is no longer available to new Medicare enrollees who became eligible on or after January 1, 2020. Plan G is the most comprehensive plan available to new enrollees.
Key Points
- Plan F covers the Part B deductible; Plan G does not
- Plan F is no longer available to new enrollees (eligible on/after Jan 1, 2020)
- Plan G is the most comprehensive plan available to new enrollees
- Plan F has higher premiums than Plan G
- If eligible before 2020: compare Plan F vs. Plan G based on premiums and the Part B deductible