The best Medicare Supplement plan depends on your health needs and budget. Plan G is the most comprehensive plan available to new enrollees — it covers virtually all Medicare cost-sharing except the Part B deductible. Plan N has lower premiums but requires copays and does not cover excess charges. High Deductible Plan G has the lowest premiums.
Key Points
- Plan G: most comprehensive — covers virtually all Medicare cost-sharing except Part B deductible
- Plan N: lower premiums than Plan G — requires copays and does not cover excess charges
- High Deductible Plan G: lowest premiums — high deductible before benefits begin
- Best plan depends on your health needs and budget
- An independent agent can compare all plans and help you choose the best option