Medicare Supplement underwriting questions vary by company and state. Common questions include: Do you have cancer, heart disease, stroke, COPD, kidney disease, or diabetes? Have you had a heart attack or stroke in the past 2 years? Do you use tobacco? Are you confined to a nursing home or receiving home health care?
Key Points
- Underwriting questions vary by company and state
- Common questions: cancer, heart disease, stroke, COPD, kidney disease, diabetes
- Recent heart attack or stroke (past 2 years): often results in denial
- Tobacco use: typically results in higher premiums
- An independent agent can help you find companies with the most favorable underwriting for your health