If you are under 65 and on Medicare due to disability, you may be able to get Medicare Supplement. However, not all states require insurers to offer Medigap to people under 65. In states that do require it, premiums may be much higher than for people 65 and older.
Key Points
- Under 65 on Medicare due to disability: may be able to get Medicare Supplement
- Not all states require insurers to offer Medigap under 65
- States that require it: premiums may be much higher
- At age 65: guaranteed issue rights apply — best time to enroll
- An independent agent can help you find Medicare Supplement coverage under 65