Medicare Supplement insurance is regulated at the state level. Most states use the standardized plan letters (A, B, C, D, F, G, K, L, M, N). However, Massachusetts, Minnesota, and Wisconsin have their own standardized plans. Some states have additional consumer protections such as birthday rules.
Key Points
- Medicare Supplement is regulated at the state level
- Most states: standardized plan letters (A, B, C, D, F, G, K, L, M, N)
- Massachusetts, Minnesota, Wisconsin: own standardized plans
- Some states: additional consumer protections (birthday rules, open enrollment)
- An independent agent can help you understand your state's Medicare Supplement regulations