Medicare Supplement covers the 20% coinsurance for Medicare-covered physical therapy. Original Medicare covers 80% of the Medicare-approved amount for physical therapy. Medicare Supplement covers the remaining 20% (after the Part B deductible for Plan G).
Key Points
- Medicare covers 80% of Medicare-approved amount for physical therapy
- Medicare Supplement covers the 20% coinsurance
- Physical therapy: covered for medically necessary conditions
- Plan G: covers physical therapy coinsurance after the Part B deductible
- An independent agent can help you understand physical therapy coverage