Medicare Supplement covers the 20% coinsurance for Medicare-covered mental health services. Original Medicare covers 80% of the Medicare-approved amount for mental health services. Medicare Supplement covers the remaining 20% (after the Part B deductible for Plan G).
Key Points
- Medicare covers 80% of Medicare-approved amount for mental health services
- Medicare Supplement covers the 20% coinsurance
- Mental health services: therapy, psychiatry, inpatient psychiatric care
- Plan G: covers mental health coinsurance after the Part B deductible
- An independent agent can help you understand mental health coverage