Medicare Supplement covers the cost-sharing for Medicare-covered hip replacement surgery. Original Medicare covers inpatient hip replacement under Part A (hospital insurance). Medicare Supplement covers the Part A deductible and coinsurance.
Key Points
- Medicare covers inpatient hip replacement under Part A
- Medicare Supplement covers the Part A deductible and coinsurance
- Plan G: covers the Part A deductible ($1,676 in 2026) and coinsurance
- Outpatient hip replacement: covered under Part B with 20% coinsurance
- An independent agent can help you understand hip replacement coverage