Medicare Supplement covers the 20% coinsurance for Medicare-covered emergency room visits. Original Medicare covers emergency room visits under Part B at 80%. Medicare Supplement covers the remaining 20% (after the Part B deductible for Plan G).
Key Points
- Medicare covers emergency room visits under Part B at 80%
- Medicare Supplement covers the 20% coinsurance
- Emergency room: covered when medically necessary
- Plan G: covers ER coinsurance after the Part B deductible
- An independent agent can help you understand emergency room coverage