Yes, you can get Medicare Supplement after age 65. However, outside of the Open Enrollment Period, medical underwriting may apply. Insurance companies can ask about your health, charge more, or deny coverage based on health conditions. Some states have additional protections.
Key Points
- Yes, you can get Medicare Supplement after 65
- Outside OEP: medical underwriting may apply
- Companies can ask about health, charge more, or deny coverage
- Some states have birthday rules or open enrollment protections
- An independent agent can help you find coverage after your OEP