Medicare SELECT is a type of Medicare Supplement insurance that requires you to use specific hospitals and, in some cases, specific doctors (except in emergencies) to receive full insurance benefits. Medicare SELECT plans typically have lower premiums than standard Medigap plans.
Key Points
- Medicare SELECT: Medigap plan with network restrictions
- Must use specific hospitals and doctors for full benefits
- Emergency care: always covered, even out-of-network
- Lower premiums than standard Medigap plans
- Available in some states only