Medicare Supplement Plan N covers the same benefits as Plan G except: Plan N does NOT cover Part B excess charges, and Plan N requires copays of up to $20 for office visits and up to $50 for emergency room visits. Plan N has lower premiums than Plan G.
Key Points
- Plan N covers: Part A coinsurance, Part B coinsurance (with copays), Part A deductible, SNF coinsurance
- Plan N does NOT cover Part B excess charges
- Plan N requires copays: up to $20 for office visits, up to $50 for ER visits
- Plan N has lower premiums than Plan G
- Best for: people who rarely see doctors and want lower premiums