Medicare Supplement Plan L covers 75% of the Part A coinsurance, 75% of the Part B coinsurance, 75% of the blood (first 3 pints), 75% of the Part A hospice care coinsurance, 75% of the skilled nursing facility coinsurance, and 75% of the Part A deductible. Plan L has an out-of-pocket limit of $3,610 in 2026.
Key Points
- Plan L covers 75% of most Medicare cost-sharing
- 2026 out-of-pocket limit: $3,610
- After reaching the out-of-pocket limit: Plan L covers 100%
- Plan L has lower premiums than Plan G but higher than Plan K
- Best for: people who want moderate cost-sharing and lower premiums than Plan G