Medicare Supplement Plan K covers 50% of the Part A coinsurance, 50% of the Part B coinsurance, 50% of the blood (first 3 pints), 50% of the Part A hospice care coinsurance, 50% of the skilled nursing facility coinsurance, and 50% of the Part A deductible. Plan K has an out-of-pocket limit of $7,220 in 2026.
Key Points
- Plan K covers 50% of most Medicare cost-sharing
- 2026 out-of-pocket limit: $7,220
- After reaching the out-of-pocket limit: Plan K covers 100%
- Plan K has lower premiums than Plan G
- Best for: people who want lower premiums and can afford some cost-sharing