The best Medicare Part D company depends on your specific medications. The best plan is the one that covers your medications at the lowest total cost (premium + deductible + copays). Top Part D companies include SilverScript, Humana, WellCare, Cigna, and UnitedHealthcare. Compare plans annually.
Key Points
- Best Part D plan: covers your medications at the lowest total cost
- Top Part D companies: SilverScript, Humana, WellCare, Cigna, UnitedHealthcare
- Compare plans annually — formularies and costs change each year
- An independent agent can run a drug cost comparison across all Part D plans
- Use Medicare Plan Finder to compare Part D plans based on your medications