You can appeal your Medicare Part B IRMAA if your income has decreased since the base year used to calculate your IRMAA. You can request a new initial determination using a more recent tax year if you experienced a life-changing event such as retirement, divorce, death of a spouse, or reduction in income.
Key Points
- Appeal IRMAA if your income has decreased since the base year
- Life-changing events that qualify for appeal: retirement, divorce, death of spouse, reduction in income
- Request a new initial determination using a more recent tax year
- File Form SSA-44 with the Social Security Administration
- An independent agent can help you understand IRMAA and how to appeal