The standard Medicare Part B premium in 2026 is $185.00 per month. Higher-income beneficiaries pay more through the Income-Related Monthly Adjustment Amount (IRMAA). The Part B premium is deducted from your Social Security benefit if you receive Social Security.
Key Points
- 2026 standard Part B premium: $185.00/month
- Higher-income beneficiaries pay IRMAA surcharges
- Part B premium deducted from Social Security benefit
- IRMAA applies to individuals with income above $106,000
- An independent agent can help you understand Part B premium costs