Medicare Part B excess charges occur when a doctor who does not accept Medicare assignment charges more than the Medicare-approved amount. Doctors can charge up to 15% more than the Medicare-approved amount. Medicare Supplement Plan G covers Part B excess charges. Plan N does NOT cover excess charges.
Key Points
- Excess charges: up to 15% above Medicare-approved amount
- Only doctors who do not accept Medicare assignment can charge excess charges
- Medicare Supplement Plan G covers Part B excess charges
- Medicare Supplement Plan N does NOT cover Part B excess charges
- Most doctors accept Medicare assignment — excess charges are relatively rare