Medicare Part B is medical insurance. It covers doctor visits, outpatient care, preventive services, and medically necessary services. The standard Part B premium is $185/month in 2026. Part B has a $257 annual deductible, then Medicare pays 80% of approved costs.
Key Points
- Medicare Part B covers doctor visits and outpatient care
- Standard Part B premium: $185/month (2026)
- Part B annual deductible: $257 (2026)
- After deductible, Medicare pays 80% — you pay 20%
- Part B covers preventive services at no cost