New York has open enrollment for Medicare Supplement — you can enroll in any Medigap plan at any time without medical underwriting. New York uses community rating. New York offers many Medicare Advantage and Medicare Supplement plans.
Key Points
- New York: open enrollment — enroll in any Medigap plan at any time without underwriting
- Community rating: same premium for all ages
- More consumer protections than most other states
- Wide variety of Medicare Advantage and Medicare Supplement plans
- An independent agent can compare all Medicare plans available in New York